insolvent

noun

1. someone who has insufficient assets to cover their debts

Synonym: bankrupt

adj

1. unable to meet or discharge financial obligations

e.g. an insolvent person
an insolvent estate

1. 无清偿能力的;资不抵债的;破产的
A person or organization that is insolvent does not have enough money to pay their debts.

e.g. The bank was declared insolvent.
银行被宣布破产。

1. 破产的：该法案授权政府制定计划关闭已经破产的(insolvent)银行,对还能勉强运转的银行实行合并重组,经过联邦官员检查确认财务健康以后可重新开业. 法案实行三百天以后,全国有五千家银行恢复营业,储户大概拿回了银行出事前存款的85%.

2. 无偿还能力：为了说明这种危机与实际经济无关,他们强调了流动性困难(illiquidity)和无偿还能力(insolvent)之间的区别. 所谓无偿还能力是指企业的净值(即企业的未来收入)不足以偿还其未来的债务;而流动性困难是指企业缺少现金来履行其偿债义务,